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The iPhone 3g is a brilliant phone, but so difficult to track down. Everyone seems to want one straight away and there just simply isn't the supply to cope with the demand.

So why do you want an iPhone 3g? Here are some of the new specs to get your mouth drooling. If you're losing motivation trying to find the phone just think of.....

3G internet, this is the major one!

GPS built in

Third party app allowed

Whatever you do don't try to buy one off ebay at the moment because the prices will be incredibly high and overpriced. If you can't find anywhere else to buy, even the sold out iPhone 3G isn't worth the extra money and you are better off waiting. This happens with all major products releases where there is a chance of it being sold out, don't encourage the people who are trying to make money out of peoples disappointment.

So where can you buy them? Surprisingly if you go into some of the smaller shops in your neighbourhood you will be more likely to find them. These shops get loss of a stock to start with but far fewer people think of looking there.

Another option is the iPhone tracking websites which allow you to look for the nearest shop to you that has them in stock. As the iPhone 3G sold out so quickly these sites can be extremely useful, but make sure you use one which has its list updated regularly.

The best place to find YOUR Apple iPhone 3G is at the iPhone 3G finder blog!

http://iphone3gsoldout.blogspot.com/

As an insurance customer you may have to consider which is more cost effective, an independent health insurance plan or a plan that includes your family. Individual health insurance will generally be cheaper than health insurance that must be extended to cover several individuals unless the individual in question is suffering from numerous complications. Theres still a lot of decisions to make if you go with an individual insurance plan like do you want a basic or major insurance plan, do you want to be able to pick which doctor you go to and have a more expensive plan or do you want to choose from a list of doctors available from your insurance company and see them thus having a smaller premium to pay.

However, this all changes if you have to pay for not only yourself but your dependents health needs. In this case its cheaper most times to have plans that include your dependents as four individual plans will of course, be more expensive than one plan that covers all four individuals. The more people covered under a particular insurance plan, the more expensive it will be in much the same way as the more people covered under an umbrella, the bigger the umbrella needs to be.

Of course, the more people covered under an insurance plan, the more problems you may run into in paying for the plan as smokers plans are more expensive than non-smokers, people with asthma or diabetes may not fall under the insurances payment plans as this may qualify as a preexisting condition. Gender, age and general health previously is also a large factor in determining the cost of premiums.

Family Insurance plans cover all the same things that individual plans do including x-ray and laboratory service, prescription medications, surgery, hospital stays, emergency treatment, ambulance services, dental and mental health care. However, like most insurance policies eye care services are usually not included and can be added on for a fee.

Basically the choice is entirely dependent on the make up of your family, and the decision should lie upon which would be better economically for your budget. A health care plan that caters to individual needs that may not need to be addressed by the entire family for example an asthmatic child may need special care his or her siblings may not need. Or you can purchase a health care plan that covers your entire family, smokers and alcohol consumers alike.

Find more relevant articles on health related matters at http://www.questionsonhealth.net/ a website offering views, opinions and factual resources on topics such as affordable health insurance, affordable health care and even healthy eating advice.