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Drivers in most states are required to maintain auto insurance at an amount specified by their state government; this is designed to protect all drivers from uninsured motorists, reducing the risk of damage or injury from an uninsured vehicle. Some states do allow drivers (who can prove the worth of their assets) to file a financial responsibility waiver, proving their ability to cover damages to property or injuries to other drivers or passengers in the event of an accident. Although some see these laws as governmental intrusion into the lives of individual citizens, they fail to recognize that auto insurance laws are intended to protect consumers, rather than complicate their lives.

For many families in Wesley Chapel, Tampa, and Lutz, their auto insurance policy provides an invaluable financial safety net protecting one of their primary assets. Everyone thinks of insurance as a way to protect the physical health of drivers and passengers-which certainly shouldn't be overlooked. But consider this: for many consumers, their vehicle is their lifeline to gainful employment. Even a minor accident can incapacitate a vehicle, leaving the owner inconvenienced at best-at worst, stranded at home with no viable transportation to work.

Even the safest of drivers are still at risk of theft; auto insurance protects you from the loss of a vehicle to theft or vandalism-a benefit most auto insurance consumers don't consider when opting for the absolute minimum coverage. Under minimal policies, the vehicle is covered, but not much else. For relatively little expense, however, auto insurance consumers can be assured of quicker service when a problem arises, maximum coverage in the instance of incapacity or theft, and even the benefit of a loaner car when your primary vehicle is rendered useless through accident or theft.

In your search for quality auto insurance, don't just settle for minimal coverage at minimal cost-take the time to consider the risks your vehicle is exposed to, and the degree to which your vehicle is necessary for your daily routine. And always be sure to consult a licensed, experienced auto insurance provider in your area before making any insurance purchase.

Cory Waldron is with Accurate Insurance Mart, a leader in providing personal auto insurance, homeowners insurance, and other insurance lines in Zephyrhills, Wesley Chapel, New Tampa, and Tampa Florida . To learn more and get a quote, visit Insurancebyaim.com.

If you've been playing World of Warcraft for awhile, then you've probably come across mention of the infamous Gold Dupe Hack, which, it is claimed, will double the WoW gold you have. Well, I've been looking long and hard and just like a bunch of other WoW hacks that are fakes, I've concluded that a legitimate Gold dupe hack for World of Warcraft doesn't exist either.

It appears that one may have existed at one point a couple of years ago (though the evidence is iffy at best), but Blizzard has patched any holes in their gaming software that would have allowed for that kind of exploit anyway, so if it really did exist, it certainly doesn't work anymore . So anyone offering to send you a gold dupe hack is, in all likelihood, actually sending you a keylogger.

A keylogger is basically a trojan or virus that captures the information you are keying and transmits it to someone else. This is how World of Warcraft scammers steal accounts and gold from WoW Players. The easiest players to dupe and steal from are greedy ones. So when you think about it, the gold dupe hack is perfectly named -- because the Dupe is the player who downloads one. Be careful to avoid downloading any so-called "WoW hacks" on torrent networks. I can just about guarantee that you'll be downloading a virus of some kind rather than the mythical script that you are hoping to find.

There are easier ways of getting more gold into your account. There are several different WoW gold guides available that explain all the shortcuts and the best strategies to use to get gold faster and none of them involved cheating, hacks or bots of any kind. My preferred guide is Derek's Gold Guide, so I would take a look at that one if you are looking to amass gold in your account. It's a lot cheaper than having your account stolen!

The time you spend fruitlessly searching for a real gold hack could be spent instead using some of the strategies to quickly amass your own gold legitimately without the threat of being banned by Blizzard or having someone else break into your account.

If you're ready to start enjoying World of Warcraft and making senseless amounts of gold in the process without all that tedious farming, then it's time to check out my favorite WoW gold guide, Derek's Gold Mastery Guide.

Looking for more gold farming tips? Be sure to read my article on the Best Gold Farming Spots in WoW. It'll be enough to get you started. And also, read the follow-up article on WoW Gold Hacks.